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NOTICE: Because your policy start date is more than 120 days in the future your actual premium may vary.
Coverage start date is required.
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"Please note that 'Liability Only' does not cover any of your personal property. For a few dollars a month, you can have your own property protected as well."
What is this? Replace your belongings with like kind and quality - restore it to what it was immediately before the loss.
By de-selecting Replacement Cost coverage, you are converting your policy to Actual Cash Value, or "market value", replacement
What is this? Should someone steal your personal belongings, this coverage will replace those belongings, up to the policy limits.
By de-selecting Theft coverage, you are reverting to Burglary coverage, which requires signs of forced entry and is lesser coverage
Water Backup (Sewer & Drains):
What is this? Should water backup, (or overflow) your personal belongings will be covered up to the policy limits.
What is this? Covers any earthquake or earth sinking, rising, shifting, expanding or contracting within a 72-hour period.
Identity Theft Protection:
What is this? Resident Secure Protection provides an Identity Theft (ID Theft) Policy augmented with identity risk scores, monitoring, and alerts for suspicious or fraudulent activities.
By de-selecting Identity Theft Protection you are completely removing protection against the theft of you identity. This could leave the full financial burden of identity theft on yourself.
ID Theft - Individual:
ID Theft - Family:
Who is this? Those protected under an 'ID Theft - Family' plan would include: yourself, a spouse, and children up to and including age 25 that live at home or are students living away at college.
Monthly Premium:What is this? Flexible payment options - pay monthly, quarterly, semi-annually or pay 12 months and be worry free for an entire year!
ID Theft Premium:What is this? This amount is the cost of your identity theft protection program and will be billed separately from your renter's insurance premium.